3 Wealth Hacks

th.jpeg

/bethwareham

The IMF had some shaky news for Mr. Trump’s Go-Go economy: Hold your horses, it said. You think you’re an emerging market. A Cabinet member, the esteemed Steve Munchin Donuts, pursed his lips and cried “serving Mr. Trump is a great honor!”

In the dark? Don’t be. The short version is there will be economic instability soon. We know this because we know the cyclical nature of markets. Every 10 years, there is trouble. The last time, there was really BIG trouble. It’s exactly a decade later than the crash of 2007, not an anniversary to celebrate.

If you want to understand how markets and world banks interact, this is your book. The Coming Financial Crisis is a concise explanation of world events that shape your bank account, your family and your life. For example, if a bank fails, it is only responsible to reimburse you up to $100,000.00 Now, perhaps you laugh, “I WISH I had a hundred thousand dollars!” Well, one day you might have $200,000,00, the bank fails. and you’ll only get half back. Ouch. This was adopted by the EU and subsequently the US, last year. So Cyprus and Greece are not so far away; their banking problems sent ripples throughout the world just ours did in 2007. Their banking problems triggered this new rule. Globalism, whether you like it or not and whether you believe in it or not, is here to stay.

Here are fail-safe ways – in good times and bad – to make sure your wealth is secure. It’s simply not if it is in a bank or invested in the stock market.  Here are 3 easy ideas from The Coming Financial Crisis by John Truman Wolfe:

1. Spread accounts between banks, especially locally-owned banks that focus on banking, not investments, derivatives, etc.

2. Buy real estate. If you’ve been renting, it’s time to make the leap. If you are in a home you love, what about buying another and renting it out? Or, is it time to trade up with a larger house in a different neighborhood? Investing in real estate (usually in the form of the family home) is THE way Americans build wealth. Real estate agents say they see a real difference in the overall financial health in those that bought early versus those who rented for many years. (Remember, “freedom’s just another word for nothing else to loose.”)

3. Gold. Still. Gold.

We experienced many of the effects of the last recession for ourselves as well as in the lives of our family and friends.    We do not want a downturn to leave anyone hurting like that again. Protect what you have. Get a good night’s sleep so you can rise and pursue your dreams in the morning, no matter what the news.

Visit us at Lisa Hagan Books

Follow us on twitter @Shadowteams

Visit on Facebook shadowteamsnyc

#Reddit “AMA” with Nick Redfern, UFOlogist, Monday, June 26 10 pm –

/bethwareham

Lisa Hagan Books

He’s hunted monsters all over the world, appeared on adventure shows from Ancient Aliens to Geographic Channel’s Paranormal, and written many books on subjects as diverse as Men in Black ( the movie is celebrating it’s 20th anniversary this summer) to the Lock Ness Monster.

Monday night, June 26 from 10 pm (EST) or 9 (CST), Nick will answer questions about monster huntings and sightings, UFO phenomena, including crashes, weird happenings and sinister governments coverups, a la his later book Roswell — just in time for the 70th anniversary.

If you don’t have a #Reddit account, open one and we’ll see you on Monday night, June 26 at 10 pm (EST.)

Follow us on twitter @Shadowteams

Chat on FB shadowteamsnyc

Nick Redfern Social Media.jpg

#Reddit “AMA” with Nick Redfern, UFOlogist, Monday, June 26 10 pm –

/bethwareham

Lisa Hagan Books

He’s hunted monsters all over the world, appeared on adventure shows from Ancient Aliens to Geographic Channel’s Paranormal, and written many books on subjects as diverse as Men in Black ( the movie is celebrating it’s 20th anniversary this summer) to the Lock Ness Monster.

Monday night, June 26 from 10 pm (EST) or 9 (CST), Nick will answer questions about monster huntings and sightings, UFO phenomena, including crashes, weird happenings and sinister governments coverups, a la his later book Roswell — just in time for the 70th anniversary.

If you don’t have a #Reddit account, open one and we’ll see you on Monday night, June 26 at 10 pm (EST.)

Follow us on twitter @Shadowteams

Chat on FB shadowteamsnyc

Nick Redfern Social Media.jpg

Get Your Freak on with Nick Redfern and Reddit

/bethwareham

Lisa Hagan Books

On Monday night, June 26, UFOlogist, monster hunter and conspiracy-buster Nick Redfern will take answer questions about aliens, spooky lights, flying dragons, and military cover-ups on a Reddit “Ask Me Anything”

Details are here:

Nick Redfern Social Media.jpg

Follow us on twitter  @shadowteams

Chat on FB at shadowteamsnyc

Fear and Camping

SUMMER READING:

GET YOUR FLASHLIGHT AND HIT THE WOODS

th.jpegLisa Hagan Books

/bethwareham

What is it about a flashlight and a book? Sure, there is an element – no matter what your age – that your mom is going to bust in and tell you to go to sleep. But something runs deeper with a tiny pool of light and the endless black woods. Talk about existential threat. Your lizard brain is jumping and when you read a scary book out there in the void, each word is scarier than the last.

If you’ve spent time in Maine, you understand how Stephen King got his scary. Those woods are dark. Just walking from car to house must be navigated by starlight. It’s that black. I was an impressionable age when I read Salem’s Lot, 17, and in the wilds of Mexico. In the book (as well as in the primary work), vampires knock on a window in the dark night to gain entrance and suck necks. A Mexican waiter rapped on mine and I became so frightened, I cried.

In the werewolf corner, I am haunted by Sharp Teeth. I read it in manuscript and loved it. My opinion hasn’t changed. Werewolves run wild in Los Angeles, ensnaring a dogcatcher who falls for an outlier werewolf-ess. And did I tell you it’s written in blank verse?  If you’re rolling your eyes, it’s not for you. But if you like unusual, jump!  Harper Collins ended up publishing the book, for which I am grateful.

Dean Koontz, H.P. Lovecraft, and this gentleman will put all sorts of frightening ideas in your head with just a few suggestive words.  Invest in an anthology of the last two and pack it with your sleeping bag each summer. There is that much scary material to make the investment worth it.  Throw in The Turn of the Screw, Henry James’ big attempt at creepy and he succeeded. A novella – thank goodness because that Henry do go on! – this can be read in an hour.

Last, but not least, have you ever noticed that UFOs usually land in fields, woods or desert? Disc-shaped craft never come down on the Met Life building or the 101.  It’s because aliens know it’s even scarier when they land in unpopulated unlit places and frighten campers. The scariest UFO books I’ve read? 365 Days of UFOs is an historical accounting of landings, sightings, controversies, experiments, monster tracking, and coverups – one for each day of the year. Many happen in the fields and forests of Europe and middle America or the grit of the Southwest.  Roswell, a book by Nick Redfern, author of the 365 book above, is scary in a different way. It lays out a damning case against a government conspiracy that promoted little green men in a  misdirection campaign away from secret experiments at the end of WWII.  Roswell may be the scariest when you contemplate what other programs our government has hidden.

Being scared is fun and a big black wall of woods pierced by flashlight sets a fine mood. Here are more lists of favorite scary book from Men’s Journal , Flavorwire and Paste.

Enjoy the summer, share your scary book #recs with us, and don’t forget your mosquito spray.

Great camping gear: REI  amazon.com L.L. Bean

Follow us on @shadowteams 

Post on Facebook    shadowteamsnyc

YOU ARE THE ANSWER

/bethwareham

th.jpeg

LISA HAGAN BOOKS

Big institutions are in some doubt. Wall Street crashed America, the Russians have infiltrated our election systems, and Intelligence leaders are stonewalling the United States Senate. If you work in an institution, there’s no telling what goes on. I learned that in time inside the walls of a corporation.   It’s funny and it’s not.

Three books changed the way I thought about institutions. The first is Build the Fort, a simple and completely effective book on startups, by Chris Heivly. He presents 5 steps to begin a tech-based business and my partner and I used the book to start Lisa Hagan Books. It works, completely.  Nan Russell, a management consultant and author of It’s Not About the Time, talked about arranging the arc of your life by passion, not minutes on the clock.  In The Coming Financial Crisis, John Truman Wolfe writes of another bankster invasion like the 2008 crash and a way to protect your assets.

I took 5 pieces of wisdom about institutions from these books:

  1. An institution/corporation speaks the methods of an industry and the culture of that company. Work there, acquire the discipline but don’t internalize the company. It is not a person (despite the Supreme Court’s Citizen United ruling) and doesn’t have a conscious, so don’t hold on. It won’t. Leave.
  2. The clock tells you more about passion than time. If you are watching it often, best to make some big adjustments. Use that same formula on your personal life.
  3. The United States government will fail you. Be extremely conscientious with your wealth. Diversify. If a bank goes belly-up, you will be on the line for anything over $100,000. Doink!
  4. Your primary focus is to acquire skills that speak to your talents. Use institutions – rather than letting them use you – to learn as much as possible.  Take your developed talents and build the work you want.
  5. Institutions are now hiring in waves and will no doubt be shedding in the near future. Hire, fire seems to be the norm. It’s a bad trip on the merry go-round and if you want to get off, you can. (Institutions suffer as well in the hire-fire model as they reinvent wheels wildly… but that’s their problem.) In your mind, isolate your passion and talent and figure out your business. Start it. Work hard. Put the money in gold or land.

You are the answer. As our trust in institutions hits a new low, a new model might be in order. Maybe as trust slowly returns (and everyone hopes it will!), the promise of #tech – the freedom from cubicle life – will finally be realized. That would be YUuuuge.

Follow us on twitter @shadowteams

Visit Facebook at Shadowteamsnyc

Stop by the website  www.LisaHaganBooks.com